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For treasurers and savings groups

Keep contributions clear. Keep your group informed.

Give your njangi, susu, chama, stokvel, or savings club a shared place for contribution records, meetings, and decisions.

Set up your savings group

Starts with the Savings or contribution group setup. Payment availability and processing fees depend on your group's payment setup.

Example Nyocte contribution screen showing member payments and outstanding contributions
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01

Set up your group.

Choose the Savings or contribution group setup and name your group. Invite the members who contribute and the people who help manage it.

02

Keep contribution records together.

Use contributions and finance tools to keep track of group activity. Give your treasurer a shared record to work from.

03

Keep decisions beside the numbers.

Discuss plans in the group, schedule meetings, and keep a record of votes and follow-up tasks alongside your finances.

Before you start

A few useful details.

Is tracking contributions the same as moving money?

No. Record-keeping and payment processing are different workflows. Check the payment options available to your group before asking members to pay through Nyocte.

Are payment transactions free?

Payment processing can carry fees. Check the fees and availability shown in your group's payment setup; a free app does not mean every transaction is free.

Can we organize meetings and votes too?

Yes. Your savings group can use meetings, member roles, conversations, and voting alongside its financial tools.

Make your first move.

Starts with the Savings or contribution group setup. Payment availability and processing fees depend on your group's payment setup.

Set up your savings group

Want a walkthrough?

Read the getting-started guide →

Savings groups by tradition

Every tradition has a name. Nyocte keeps its record.

Njangi, tontine, chama, stokvel, susu, ajo, equb, and more: the same idea, run the way your community runs it.

CameroonNjangiNyocte is a free njangi app for Cameroon. Record contributions, follow the rotation, run meetings and votes, and keep every member informed.Senegal, Côte d'Ivoire, Togo, Benin, Mali, CameroonTontineNyocte is a free tontine management app. Record each member's contributions, follow the payout rotation, run meetings and votes, and keep the group informed in French or English.KenyaChamaNyocte is a free chama app for Kenya. Record merry-go-round and table-banking contributions, run meetings and elections, and keep your chama's books open to every member.South AfricaStokvelNyocte is a free stokvel management app for South Africa. Track contributions in rand, run the rotation, hold meetings and votes, and keep every member's record open.Ghana, Caribbean, Ghanaian diasporaSusuNyocte is a free susu group app for Ghana and the Caribbean. Record daily or weekly contributions, follow payouts, and keep the record open to every member.NigeriaAjo & EsusuNyocte is a free ajo and esusu app for Nigeria. Record contributions, follow the rotation, run meetings and votes, and give every member their own statement.Northern Nigeria, NigerAdasheNyocte is a free adashe app. Record contributions, follow the rotation, run meetings and votes, and keep the record open to every member of the adashe.Ethiopia, Eritrea, Ethiopian diasporaEqubNyocte is a free equb app for Ethiopia, Eritrea, and the diaspora. Record contributions, keep the draw order, run meetings, and give every member their own record.Somalia, Somali diasporaHagbadNyocte is a free hagbad and ayuuto app for Somali communities. Record contributions, follow the rotation, and keep the record open to every member, in Somali or English.Egypt, Sudan, Arabic-speaking communitiesGam'iyaNyocte is a free gam'iya app for Egypt, Sudan, and Arabic-speaking communities. Record contributions, follow the rotation, and keep the record open to every member, in Arabic or English.Pakistan, India, Bangladesh, South Asian diasporaCommittee (kameti)Nyocte is a free committee and kameti app for South Asian communities. Record monthly contributions, follow the draw or rotation, and keep the record open to every member.IndonesiaArisanNyocte is a free arisan app for Indonesia. Record contributions, keep the draw order, plan the monthly gathering, and keep the record open to every member.Philippines, Filipino diasporaPaluwaganNyocte is a free paluwagan app for the Philippines and Filipinos abroad. Record contributions, follow the payout order, and keep the record open to every member.Vietnam, Vietnamese and Chinese communitiesHụiNyocte is a free hụi app for Vietnamese and Chinese communities. Record contributions, follow the rotation or bidding order, and keep the record open to every member.Mexico, Latin America, Latino communities in the USTandaNyocte is a free tanda and cundina app. Record contributions, follow the payout order, and keep the record open to every member, in Spanish or English.Haiti, Haitian diasporaSòlNyocte is a free sòl app for Haiti and the Haitian diaspora. Record contributions, follow the payout order, and keep the record open to every member, in Haitian Creole, French, or English.Brazil, Portuguese-speaking communitiesCaixinha & consórcio de amigosNyocte is a free app for caixinhas, consórcios de amigos, and group savings in Brazil. Record contributions, follow the rotation, and keep the record open to every member, in Portuguese.