Egypt, Sudan, Arabic-speaking communities
Gam'iya app: track contributions and run your gameya
Nyocte is a free gam'iya app for Egypt, Sudan, and Arabic-speaking communities. Record contributions, follow the rotation, and keep the record open to every member, in Arabic or English.
What it is
What is a gam'iya?
Also known as: gameya, jam'iya, جمعية
A gam'iya (جمعية) is the rotating savings association of Egypt, Sudan, and much of the Arabic-speaking world, run among colleagues, neighbours, and family. Members pay a fixed amount monthly, and the total goes to one member per round in an agreed order, often arranged so that those who need money first receive it first.
The organizer keeps the list and collects the money by hand. Nyocte gives every member the same record, keeps the order and the payout history, and adds votes and meetings when the group needs to decide, with the app available in Arabic.
On Nyocte
How your gam'iya runs on Nyocte.
- 01
Create the gam'iya and invite members.
Choose the savings group setup, set the amount and the order, and share the invite link or code.
- 02
Record each month.
Mark contributions and the payout. Members see their own record; the organizer sees everyone's.
- 03
Keep decisions on record.
Vote on the order or the amount, and keep minutes when the group meets.
What you get
The record, the meetings, and the decisions, together.
- 01
A contribution record every member can see, with who paid, when, and what is still outstanding.
- 02
A rotation schedule that shows whose turn is next and what has already been paid out.
- 03
Roles for the chair, treasurer, and secretary, so the right people can record, review, and approve.
- 04
Votes with deadlines and quorum for rule changes, penalties, and new members.
- 05
Fines and reminders for late contributions, configured by the group, with a record of every appeal.
- 06
Group chat, voice notes, and calls so the conversation and the record live in one place.
- 07
Records kept in the group's own currency.
Before you start
Câu hỏi thường gặp
Is Nyocte free for a gam'iya?
Yes. The app is free for every group, with no member limit and no premium tier. Payment processing, where your group chooses to use it, is handled by a payment provider and can carry a fee. Record-keeping, meetings, votes, and chat cost nothing.
Does Nyocte hold the group's money?
No. Nyocte keeps the record. Contributions can still be collected the way your gam'iya already collects them: cash at the meeting, bank transfer, or mobile money. Where in-app payments are available, they are processed by a licensed payment provider and Nyocte does not hold funds.
Is the app available in Arabic?
Yes. Nyocte's app is available in Arabic with right-to-left layout, and each member chooses their own language.
Can we arrange the order so people who need money first get it first?
Yes. The group sets the rotation order and can change it by vote, with the change recorded.
Make your first move.
Start on your phone, invite your members, and record the next contribution in Nyocte.
Set up your gam'iyaRead the contribution checklist →