Mexico, Latin America, Latino communities in the US
Tanda app: track contributions and payouts for your tanda
Nyocte is a free tanda and cundina app. Record contributions, follow the payout order, and keep the record open to every member, in Spanish or English.
What it is
What is a tanda?
Also known as: tanda, cundina, rifa, san, pandero
A tanda (also cundina in northern Mexico, san in the Dominican Republic, pandero in Peru) is a rotating savings circle run among family, coworkers, and neighbours across Mexico, Latin America, and Latino communities in the United States. Members contribute a fixed amount each week or month, and the pot goes to one member per round in an agreed order.
The organizer keeps the list and collects the money. Nyocte gives every member the same record, keeps the order and the payout history, and adds reminders and votes, with the app available in Spanish.
On Nyocte
How your tanda runs on Nyocte.
- 01
Create the tanda and invite members.
Choose the savings group setup, set the amount and the schedule, and share the invite link or code.
- 02
Record each round.
Mark contributions and payouts. Members see their own record; the organizer sees everyone's.
- 03
Keep the order and the decisions.
The rotation shows whose turn is next. Votes and minutes keep changes on record.
What you get
The record, the meetings, and the decisions, together.
- 01
A contribution record every member can see, with who paid, when, and what is still outstanding.
- 02
A rotation schedule that shows whose turn is next and what has already been paid out.
- 03
Roles for the chair, treasurer, and secretary, so the right people can record, review, and approve.
- 04
Votes with deadlines and quorum for rule changes, penalties, and new members.
- 05
Fines and reminders for late contributions, configured by the group, with a record of every appeal.
- 06
Group chat, voice notes, and calls so the conversation and the record live in one place.
- 07
Records kept in the group's own currency.
Before you start
Pertanyaan umum
Is Nyocte free for a tanda?
Yes. The app is free for every group, with no member limit and no premium tier. Payment processing, where your group chooses to use it, is handled by a payment provider and can carry a fee. Record-keeping, meetings, votes, and chat cost nothing.
Does Nyocte hold the group's money?
No. Nyocte keeps the record. Contributions can still be collected the way your tanda already collects them: cash at the meeting, bank transfer, or mobile money. Where in-app payments are available, they are processed by a licensed payment provider and Nyocte does not hold funds.
Is the app available in Spanish?
Yes. Nyocte's app is available in Spanish, and each member chooses their own language.
Can members in Mexico and the US share one tanda?
Yes. Members join from any country and follow the same record in the group's currency.
Make your first move.
Start on your phone, invite your members, and record the next contribution in Nyocte.
Set up your tandaRead the contribution checklist →